Add collector

Reporting notes

Use exports for management review. Reconcile every recorded payment against the creditor's official ledger and bank records. Commission is an estimate based on cleared payments and the configured rate.

Operational safeguards for production

• Individual user accounts and role-based permissions (currently one shared login set in config.php).
• Use HTTPS if the server is reachable from the internet, back up the mdc_collection database regularly.
• Every change is written to the audit_log table.
• Payment verification and receipt/transaction reconciliation.
• Consent, lawful purpose, retention limits, and borrower-data access controls.
• Approved contact scripts, complaint handling, and compliant collection practices.